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Lastly, if this is a big real estate company it does not sound like they are doing things by the book. It does not sound like they are even doing things ethically. I would absolutely encourage you to reach out to this company to work out things amicably.
Good job on purchasing the land/home in the first place for investment purposes. It does not surprise me too much that the escrow company is not “going the extra mile” to figure out how to get your name onto the title. This is going to be a bit of uphill work however it is completely possible. I understand about you requiring the homes title prior to the transaction being finalized. Because the mobile home still has a title then it is not yet married to the land. This will make it a bit easier to receive a new title in my opinion.
Correct Title, Incorrect Owner.
As always, if you ever have any follow-up questions or concerns please never hesitate to reach out any time. Thanks you for reaching out with regards to your questions and detailed comment. I regret to hear about this situation and hardship you are going through for sure.
Thank you for the detailed message as this makes it easier for me to answer your questions. Well, I bought a trailer 2 years ago and it took. I very recently found out that my trailer is a ’93 but my title states it’s an ’80.
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Real Estate Attorneys must make a paradigm shift when dealing with mobile homes. Mobile homes must be handled differently than regular homes. Our foreclosure attorney clients request mobile home title research because they realize that it's cheaper to get it right the first time, than to do it twice.
Once a new Vin number can be obtained than a new title can be created with the owners information. I hope this helps and punch you in the right direction. My apologies with regards to this delay on this comment reply. For some reason this comment slipped through the cracks. I very much am glad to hear that you are pursuing or at least looking at these four mobile homes without titles.
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As if someone else owns it why are they not living there? If you’re able to answer some of the questions above so I can get a little more clarity on the situation I will be happy to point you in any direction that might be helpful. Thinking I had found a perfect homemade log cabin on a trailer frame, I paid for the finished shell box and proceeded to complete the interior while it sat on original guy’s property. The guy as manufacture of origin got his VIN as if it was a Body Type – FB .
She may pay the mortgage payments and taxes however better to be in your name now in case anything happens later. Normally, if there was no loan involved, your mother would simply fill out an SOL application and sell the home into your name. However because there is a lien in place the bank needs to give permission before ownership can change to you. Normally the bank will want you to sign personally onto this loan in case it defaults however this will be between you and the bank. With that said I would encourage you to talk directly to the bank to find out what the procedure is moving forward. You will likely need proof in writing from the lender to give to the state proving the lender agrees with the owners name change.
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From there the titles will exist and can then be provided to you. The most important thing is that the mortgage company is still in the picture and you know the VIN or serial number to identify the mobile home. Things will probably get a little tougher before they get better however there is deftly a way to solve this scenario.
If you did have a HUD label number, serial number, or VIN you would be able to file for an abandoned title or obtain clear title in another way. You are not even able to go through court as you do not currently have any pertinent information on the mobile home. This does not mean it is not valuable, there are certainly buyers will purchase a mobile home with no title and only a bill-of-sale. In most states this definitely does not convey mobile home ownership however it definitely happens in every state mobile homes exist within. When you only transfer the home with a bill of sale there are definitely precautions you want to make to protect both you and the buyer. I hope this helps and point you in the right direction moving forward.
If your daughter is still the owner that she may obtain a duplicate title to then resell to someone else. Once she has this duplicate title the person living in the home might be a bit more interested in cooperating. With that said depending on how much is owed the person in the home may have lost their job to to the coronavirus or something else. However not calling you is no excuse and should not be tolerated. I would give a 30 day notice for nonrenewal of lease. This would be the correct paperwork for this situation.
Unfortunately it would be easier for the park to simply file for an “abandoned title” or place a lien on the title and simply repossess the home. There are one or two other suggestions to move forward depending on how the title is signed however will take it one step at a time. Please let me know if this helps or what the current situation looks like. Any follow-up questions or concerns never hesitate to reach back out any time. I very much regret to hear about your situation and the fact that this lazy park did not complete the title transfer years ago when you purchase the home.
However if you are able to provide a serial number or VIN that would be ideal. You could then try to understand who the current owner is, if taxes are current, and if there any current liens. Also address the mobile home is currently located in the one the state has as well.
They did not hold their end of the agreement and told him that was not going to happen. I appreciate all the info you provide here! I have a question that I hope you might have some insight for. We recently payed off our mortgage on our Mobile Home. I bought a mobile home 12 yes ago only to find out the original owner has lein against the title what do I do. If she just wants insurance and doesn’t care about the title I would say try Foremost, otherwise the department of licensing can help her through the process but it may be cumbersome.
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